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How Much Are We Spending? – January 2016 Edition
Hello there! Every month, when I (Peter) do the budget, I take a look at how much we spend as a percentage of our income on all of our expenses, from utility bills to mortgage to dining out to travel. How to read our spend report: For privacy purposes, we don’t actually put in the actual numbers of our earnings. We earn our income through a variety of means: By both having full-time 9-6 type jobs. By side hustling for extra cash: By renting out our spare bedroom on AirBnB (to get $20 off your first booking, let us know so we can email you a referral code). You…
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The Search for our Second Rental Property
After we bought our first rental property in October 2016 in St. Augustine, FL, and successfully rented it out on a one-year lease, we were determined to get a 2nd rental property in 2017. Jacksonville and St. Augustine both had promising areas, affordable prices, and a wide pool of renters thanks. We didn’t think it would be easy, but we were confident that we’d get that property and continue to build our net wealth. It didn’t quite work out and here is a house by house look at how it went wrong and how we should approach the same situations in 2018. The Search for our Second Rental Property …
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Life Hacks to Make Traveling Less Stressful
If you’re like most people, you love to take vacations, but the actual traveling can be stressful and frustrating. There are some aspects of travel that can never change, but many traveling headaches can be alleviated through careful planning and taking a few pointers from more experienced travelers. Make Sure You’re Protected One of the most important aspects of traveling is to ensure that you protect yourself with insurance. While car insurance is important, especially for high-risk drivers, there are other types of insurance you should get as well. If you’re traveling by road and remaining in the country, your standard auto policy is acceptable, but you should make sure…
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Travel is NOT free
Let me get this straight folks: TRAVEL IS NOT FREE. Travel is a luxury, something that is not really a must for survival if you are broke or don’t have the means for it on a small budget when you are struggling to survive daily. It is a luxury not everyone can afford. Sure, you can “free” travel in terms of using miles and points, but getting them requires careful planning, a lot of time, oh and day to day spending. In our chosen travel lifestyle, you will probably just see the beauty of the places through our blog posts and photos. You don’t see the nitty gritty…
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You Are More Than Your Job
Most people in the FI space have at least a current job that they are doing right now. Some people hate it, some people actually like it. For those who actually hate their job or are just going to work to get that paycheck every two weeks, I have a message for you: You Are More Than Your Job
