Finance

Finance-Related posts

  • the no-budget budget

    Sticking to a budget with the no-budget budget

    Taking a break from our travel posts, we switch to the topic of finance for this week. Staying home after a trip means spending time to look at our finances in more detail. This also helps us plan for future trips in terms of costs, things to do, and how much to spend or cut back on since we can’t always travel for free. Dealing with logistics with the kid and how much to spend for the month can be daunting, so how do you stick to a budget when you hate to budget?  We have just the solution: use the no-budget budget. In a nutshell: it means having multiple…

  • Gaming on a Budget

    Gaming on a budget (Updated 2021)

    Most people reckon that video gaming is expensive, and it can be. However, if you are a gamer and want to become financially independent, it definitely is possible without letting go of your beloved hobby. Since we are fairly new to the world of console gaming (3 years+ and counting), and we have put in a fair amount of money buying games and consoles while simultaneously seeking Financial Independence, we thought this little guide may help based on our personal experience. In theory, if you follow these small tips, this may lower your entertainment costs on the long run, and the cost of playing the game and being entertained will…

  • How to Travel Every Weekend

    How to Travel Every Weekend

    Have a full time job but love to travel? How will you ever find the time to explore all the places that you want to see? How will you do all the activities that you’ve always planned to do? Do you find that your vacation days are never enough every year? Fear not, for we have a solution: we’ll focus on how to travel every weekend to explore more places while you’re maintaining a full time job. Of course, the best way to travel longer is to become financially independent, where your earnings from businesses or your investments are enough to survive on. Alternatively, you could take a sabbatical from…

  • Financial Freedom

    Steps to Financial Freedom

    As you know, Peter and I are trying to become Financially Free – which is to say, we want our passive and portfolio income to support our lifestyle of travel and day to day expenses. How, are we going to get there? Well, in this post, we try to provide the steps we are trying to take in order to reach Financial Independence. You can emulate some of the steps that we are trying to do, but most of them are quite common sense but hard to wrap your heard around because it’s a mindset thing where you have to build habits to make it part of your day to…

  • Goals and Dreams

    2017 Goals and Dreams: A Guide for the Year

    Every new year gives us a way to become better people, and 2017 is no different. Here are our personal goals (well, mostly Ruby's) for the year ahead. Note that this does not include professional goals (that part is private).