Finance

Finance-Related posts

  • Financial Freedom

    Why You Should Reach Financial Independence

    Oh Financial Independence – our biggest long-term goal. Peter and I are in our 30s, and as more and more airline and cruise deals keep popping up, the more of the world we want to see. How will we do that if we’re employed full-time right now? Well, we can’t. Except we vowed that we will, in the future. The thing is, we both refused to leave our jobs and just travel the world full-time and become digital nomads right now. We love our city and state too much to actually leave it for longer periods of time. So, we decided to stick it out with the Financial Independence technique…

  • 2019 Life Updates: We Took a Break/Advice for Changing Jobs

    It’s the start of 2019 and yet we haven’t even made a single post about our travel plans for the year (and other plans, that is, as I wrote this post). The truth is, we have both been busy with our personal lives and discovering what we really want in life, so we didn’t find much time to document or write anything on the blog. The truth is, we both took a break, and while many people don’t like taking blogging breaks, we’re one of the few who do. 2019 Life Updates: We Both Changed Jobs So, as the title says ‘Advice for Changing Jobs’, Peter and I both changed…

  • My Expat Journey to the UK and USA

    Expat Journey Through the UK and the USA

    Hi! I’m Ruby, you probably know me from this blog, or the other blog, through Instagram, Facebook, or on Twitter. You may even know me from offline so hello hello! You guys probably know that I work full time, and have been for nearly 11 years. However, did you know that I have been working full time with one company for the past 10 years, or that I was an expat for several years before I moved full time to the USA? Those of you who know me offline (either as friends, acquaintances or AirBnB guests) probably know exactly where I am working, but hey, I’m here to tell you…

  • Financial Independence Through Real Estate

    Achieving Financial Independence through Real Estate Online

    What is financial independence? Financial independence is basically being in an economic state that allows you to live comfortably without having a job. Unless you win the lottery, are a student living with your parents, or have a nice trust fund set up for you, you likely are among the working class. Even if you don’t fit within any of these groups, there is another way you can become financially independent. Financial Independence Through Real Estate How can you achieve financial independence through real estate? Housing flipping is the practice of purchasing a home with the intention to quickly resell it for more. To be considered a flip, the property…

  • Why is it easy to spend money than earn it

    Why is it easy to spend money and so hard to earn it

    Says the normal employed person, which accounts for a lot of us in the world. We toil and toil just to chase the little colored printed papers (greenbacks in the US) in order to live well and survive. It is a question we all ask most days when we want to buy or spend on something: Why is it easy to spend money and so hard to earn it? None of my answers are scientific. These are just mere observations, and of course, based on my own personal experience. For the record, I have a full-time desk job that gets paid every 2 weeks with a few side hustles tossed…