Money Challenge Earning Passive Income for Basic Needs

Earning Passive Income for Basic Needs

As part of our financial independence goal, I kind of challenged myself to think more and more about how to earn more streams of passive and portfolio income so in the case that our earned income dries up, we’d have something to fall back on. The more I thought about it, the more it made sense, but the […]

The Happiness Fund

The Happiness Fund

They say that money does not buy happiness – but what if it does, if only for a little while? What if you’re at your wit’s end and you just want something to take you out of your small spiral of sadness? A little bit of comfort, a little bit of sanity? Does it justify spending money?

Things to do in Manila – Experiences from A Westerner

Things to do in Manila

We never know where we end up in life.  Sometimes you wander into a bar looking for a drink. Sometimes you stumble into a country on the other side of the world. The two events are different, but not unrelated. I grew up in Europe (Slovakia, to be more precise), lived most of my adult life in the United States, and, last year, married a Filipina.  That’s not a trajectory that I could have predicted when I threw rocks into ditches as a 9-year old in Slovakia.
I’ve visited the Philippines a few times now as a westernized adult, and it is quite an interesting place.  It is marketed as a tropical paradise to those with money, a view that is reinforced by looking at its 7,000 islands and marveling at the natural splendor. It has also been marked in the American consciousness as a piece of tropical hell, due to its important role in World War II’s Pacific Asian Theatre, as well as being the site of Francis Ford Coppola’s mad masterpiece Apocalypse Now. Manila, the capital of the Philippines, is neither paradise nor tropical hell: it’s a dense, huge metropolis with a proud and friendly populace.  And so this piece brings me to my overall impression of Manila and general observations. 

What to Do When I Retire Early?

What to do When I Retire Early

People are scared of retiring. Why? Because they think that they’re going to get bored and lose their sense of being. They’re so used to being waken up by an alarm clock and having a purpose: taking a shower, eating, going to work for 9+ hours, going back home, decompressing, eating, chores, sleep and doing it all over again.

The cyclical nature of our working lives becomes a habit, which becomes harder to break. I think that’s why people have a hard time going back to their routine of working when they go back from vacation: their entire cycle has been broken.

But what if you break it for good? What if you have enough money generating more money for you that you don’t have to succumb yourself to that cycle? What if you’re free? Then what would you do?