• Buying vs Renting A House - Which one is better

    Buying vs Renting a House – Which One Is Better?

    A battle that is debated continuously in the personal finance world. If you want a simple answer, it will depend on your situation right now. Here, we discuss some of the pros and cons of each and why we ultimately became homeowners ourselves. The perks of buying a house I mean it doesn’t even have to be a house-house. You can decide to live in a townhouse, or a condo, or even in a trailer or tiny house. Once you decide to buckle down and buy, there are a few things we considered such as: Cost of renting vs monthly mortgage payments Most people (like us) can’t afford to buy…

  • Bohol Bee Farm, Philippines

    The Real Cost of Travel

    What is the first reaction you receive when you tell someone that you’re traveling? I ask this question, out of curiosity, because whenever me and Ruby go traveling during the year, people we talk to sometimes express surprise and often ask us how we can afford to travel so much. One of the most common questions we’ve received is, “Are your families rich or something?” (for the record, no!). Travel is classified as a “leisure” activity, but that leisure word really means “luxury” for most people in the United States, at least from my experience.  It’s as if there is a bit of a stigma attached to the word here,…