• Enjoying everything at the main table

    A Slovak Philippine Wedding: Party (Part 3)

    So we come to the final and most fun part of the wedding, the wedding reception! After the initial nervousness that comes with the extensive wedding day morning preparation (or, in my case, breakfast, TV, and a bit of freshening up), and the full-length wedding ceremony, the wedding reception is by far the most fun out of the three. It’s the part where you breathe a sigh of relief, down a few glasses of champagne, and dance to Gangnam Style. But more on that later. Photographs and Poses After we arrived from the church, the rain finally stopped, so we had plenty of sunshine for our photos. There were many…

  • Our Path to Financial Freedom

    Four Years On Our Path to Financial Freedom

    Trying to reach Financial Independence is hard, and I’m not going to try and lie. We seriously began considering Financial Independence seriously in 2014, back when my husband (then boyfriend) and I were talking about the freedom to travel and the freedom to do things that we wanted to do. The freedom to not go to work every day if we choose to. The freedom to choose the path that we want to take and work part time if we chose to. It is now 2018, and so I figured it will be good to share the accomplishments that we have done in our four years of trudging through the…

  • Financial Health Matters for Higher Education and Beyond

    When I was living in the Philippines, my mom had set up a college plan for me, which dismayed and annoyed my dad because he did not believe in financial planning. Sure enough, he did not live to see the day that I will enter university. Because of an illness, he passed away before I even made it to high school. If it was not for that prepaid college plan, and my mom helping out, I may not have been able to go to the university I liked. When Peter was going to university, he never got a full scholarship (only a partial one) to an in-state school in Florida.…

  • Vacation versus Travel

    The Difference between Vacation and Travel

    I recently read an excellent online article from The Atlantic about the dire financial straits that over 50% of all Americans find themselves in and something in the article struck me. The writer mentioned that because of the various financial choices he had made regarding his and his family’s finances, he and his family hadn’t been able to take a vacation in over 10 years.  They instead sacrificed their retirement money to send their two daughters to excellent universities (Standford and Emery). I’m not at all criticizing that particular decision, because wanting your kids to attend the best schools is a noble thought, but I was instead curious with how…