Financial independence
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A Weekend at Camp Mustache Southeast 2017
I have always been a frugal person, but it was actually my husband, Peter, who discovered personal finance blogs and introduced me to them. While he has long moved on and stopped reading them religiously, I picked up the habit and follow a few blogs, most notably Mr Money Mustache. I have since followed a few Facebook Groups, and found myself with a group of fellow Mustachians who are living in the Southeast of the United States. The admin, Stephen, posted something that was interesting: since there was a Camp Mustache in Seattle, would anybody be interested in having one in the Southeast? Well, yes, of course! Everything came into fruition…
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Ruby’s Current Journey to Financial Independence
Ruby’s Current Journey To Financial Independence After working full time for 7+ years in Manila (and a couple of months in the UK), I found myself in the USA without knowing anybody. I mostly left the Philippines because I was getting tired of working without really having much to show for it. I was losing around 4 hours a day sitting in traffic on a commute to & from work, and seeing as the Philippines is a third world country, we are only being paid 80% less than our peers. The fact that I was losing time and money on a daily basis not being productive got me to be…
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Sticking to a budget with the no-budget budget
Taking a break from our travel posts, we switch to the topic of finance for this week. Staying home after a trip means spending time to look at our finances in more detail. This also helps us plan for future trips in terms of costs, things to do, and how much to spend or cut back on since we can’t always travel for free. Dealing with logistics with the kid and how much to spend for the month can be daunting, so how do you stick to a budget when you hate to budget? We have just the solution: use the no-budget budget. In a nutshell: it means having multiple…
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Gaming on a budget (Updated 2021)
Most people reckon that video gaming is expensive, and it can be. However, if you are a gamer and want to become financially independent, it definitely is possible without letting go of your beloved hobby. Since we are fairly new to the world of console gaming (3 years+ and counting), and we have put in a fair amount of money buying games and consoles while simultaneously seeking Financial Independence, we thought this little guide may help based on our personal experience. In theory, if you follow these small tips, this may lower your entertainment costs on the long run, and the cost of playing the game and being entertained will…
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Steps to Financial Freedom
As you know, Peter and I are trying to become Financially Free – which is to say, we want our passive and portfolio income to support our lifestyle of travel and day to day expenses. How, are we going to get there? Well, in this post, we try to provide the steps we are trying to take in order to reach Financial Independence. You can emulate some of the steps that we are trying to do, but most of them are quite common sense but hard to wrap your heard around because it’s a mindset thing where you have to build habits to make it part of your day to…
