Financial independence

  • Goals and Dreams

    2017 Goals and Dreams: A Guide for the Year

    Every new year gives us a way to become better people, and 2017 is no different. Here are our personal goals (well, mostly Ruby's) for the year ahead. Note that this does not include professional goals (that part is private).

  • Money Moves to Make in 2021

    Money Moves to Make in 2021

    New year, new resolutions, new goals, right? Aside from planning travels and other goals that we want to achieve for the new year, my husband and I talk about money moves that we’re planning for 2021. In this post, we talk about money moves we are planning to make in the new year, which you can hopefully use to help guide your money goals this year. This is part of our financial independence plan, and we are also utilizing this checklist this year. As a background, my husband and I have full-time jobs with benefits, and we are running this blog on the side. Some of our tips below may…

  • Murphys Law and the Coronavirus

    Murphy’s Law and the Pandemic

    Murphy’s Law – famous for “whatever could go wrong will go wrong”. And when things go wrong, it usually happens one after the other, when you think: “When will I ever get a break?” Case and point: the pandemic. Sure, people are adopting, coping, and trying their best to stay sane to the ‘new normal’. We humans are creatures of habit, and when our habits change, our behaviors and brains scramble to make sense of what’s happening and try to make sense out of everything that’s happening. Here’s our experience of the things that happened during the pandemic, and how we’re trying to cope with it: financially, psychologically, and mentally.…

  • Pigly saving money

    Pigly: A Financial Calculator Review

    During this pandemic, we have been forced to look more closely at our finances. Seeing that we’re not traveling as much, we realized that we are saving much more. We’re not paying as much for gas to get to work, spontaneous travels, nor on weekly restaurant treats. In fact, we are actually optimizing our finances more. Given these new financial data from the pandemic, we decided to look for an online financial calculator and stumbled upon this website called Pigly. After all, one has to constantly review their finances if one wants to achieve financial independence. Pigly Real Estate Calculator A Review of Pigly’s Financial Calculators Being the lover of…