Financial independence
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What Financial Health Means
Back in 2013, my employer from back home had a job opening in the USA, and so I decided to move. I started earning so much more than what I was making back home, but once I got here I found that everything was so expensive. I didn’t know how I could survive with the $500 I had at the time. I had a job, but I didn’t know when I was going to get paid to buy things that I needed. It was a terrible feeling. That Sense of Entitlement If you are working and expecting a steady paycheck, it is easy to take things for granted. There are…
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Money Challenge Earning Passive Income for Basic Needs
As part of our financial independence goal, I kind of challenged myself to think more and more about how to earn more streams of passive and portfolio income so in the case that our earned income dries up, we’d have something to fall back on. The more I thought about it, the more it made sense, but the only problem was executing it. So, in order to keep me accountable for our goal of becoming truly Financially Independent, and in the event that we won’t have earned income, here’s a challenge: a money challenge earning passive income for basic needs. Earning Passive Income for Basic Needs If you’re frugal and plan to retire early…
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The Happiness Fund
They say that money does not buy happiness - but what if it does, if only for a little while? What if you're at your wit's end and you just want something to take you out of your small spiral of sadness? A little bit of comfort, a little bit of sanity? Does it justify spending money?
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What to Do When I Retire Early?
People are scared of retiring. Why? Because they think that they're going to get bored and lose their sense of being. They're so used to being waken up by an alarm clock and having a purpose: taking a shower, eating, going to work for 9+ hours, going back home, decompressing, eating, chores, sleep and doing it all over again. The cyclical nature of our working lives becomes a habit, which becomes harder to break. I think that's why people have a hard time going back to their routine of working when they go back from vacation: their entire cycle has been broken. But what if you break it for good? What…
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What is your anti-frugal guilty pleasure?
Here in A Journey We Love, we aim to be frugal, but not so extremely that we can’t enjoy the little things in life. We refuse to deprive ourselves of experiences that we like (i.e. travel), nor would we deprive ourselves by not buying our own home. However, we are sometimes a bit anti-frugal in a sense that we also indulge in our personal guilty pleasures. It may not happen often, but sometimes we spend on a few things that most frugal people would cringe just thinking about spending money on. Ready for a deep dive on our anti-frugal guilty pleasures? Join in and answer in the comments below: What…
