Finance
Finance-Related posts
How we fund and afford our travels
People always ask us how we can afford to travel this much, and we try to make it as transparent as possible by posting our travel expenses on this blog. However, what they really don’t know is HOW we can afford to spend all that money on travel. Living in the USA, I’ve realized that it is a land of opportunity, and also a land of many temptations. In this country, the opportunities are endless: from travel hacking, mistake fares, and other ways to make extra cash and get discounted deals, we truly are spoiled for choice. However, despite the vast richness of the country, I keep hearing people…
Buying vs Renting a House – Which One Is Better?
A battle that is debated continuously in the personal finance world. If you want a simple answer, it will depend on your situation right now. Here, we discuss some of the pros and cons of each and why we ultimately became homeowners ourselves. The perks of buying a house I mean it doesn’t even have to be a house-house. You can decide to live in a townhouse, or a condo, or even in a trailer or tiny house. Once you decide to buckle down and buy, there are a few things we considered such as: Cost of renting vs monthly mortgage payments Most people (like us) can’t afford to buy…
The Real Cost of Travel
What is the first reaction you receive when you tell someone that you’re traveling? I ask this question, out of curiosity, because whenever me and Ruby go traveling during the year, people we talk to sometimes express surprise and often ask us how we can afford to travel so much. One of the most common questions we’ve received is, “Are your families rich or something?” (for the record, no!). Travel is classified as a “leisure” activity, but that leisure word really means “luxury” for most people in the United States, at least from my experience. It’s as if there is a bit of a stigma attached to the word here,…
2017 Personal Finance Book Reviews
Here on A Journey We Love, we aim to do full time travel by becoming financially independent. However, from time to time we do book reviews about books that we may have read for the year. After all, being on the road means a bit of a downtime, especially if we are traveling from place to place (i.e. on an airplane, an airport, a train, a bus, a car, cruise ship – you get the drift). While we do read a bit of fiction books sometimes, we tend to focus more reviews on non-fiction books, especially ones that have made an impact on our lives. 2017 Personal Finance Book Reviews…
Help! My Partner Is A Spender!
It’s the typical human story: you grow up, interact with the opposite (or same) sex, have little crushes, and you decide to pursue the other person in a more romantic way. You date a few people, you feel that you have met The One, and you decide to get serious and settle down with The One. You get to know the other person a bit more, you are chugging along with your life goals and then all of a sudden you discover financial independence through blogs, reading books, podcasts, and whatnot. The Discovery You want to get aboard the gravy train, you want to stop spending, you want to get…
