• Financial Health Matters for Higher Education and Beyond

    When I was living in the Philippines, my mom had set up a college plan for me, which dismayed and annoyed my dad because he did not believe in financial planning. Sure enough, he did not live to see the day that I will enter university. Because of an illness, he passed away before I even made it to high school. If it was not for that prepaid college plan, and my mom helping out, I may not have been able to go to the university I liked. When Peter was going to university, he never got a full scholarship (only a partial one) to an in-state school in Florida.…

  • Allegiant Air

    An Allegiant Air Review

      While most people in the travel hacking community blog about business and first class redemptions, we try to keep it real and fly ultra low cost carriers on short domestic or international trips. This stems from my original roots of flying budget carriers in Asia and Europe as a means to explore, and it’s a cheap and fun way to discover the world one city at a time. For this post, we look back at our experience using Allegiant Air from Jacksonville to Memphis and back. Like our Dallas trip, our Memphis trip was another impulse buy. Allegiant had a super cheap sale; we didn’t know anything much about…

  • Fort Worth Stockyards, Fort Worth, Texas

    Dallas Texas on a budget

    Our first successful random airline roulette was in Dallas, Texas! What started out as just something to do during a long holiday ended up being a really fun adventure ahead! Here’s how we managed to do this trip on a budget: Flights Spirit, an ultra low cost carrier flying from MCO, Orlando International, had a sale going on and we got a round-trip ticket with checked bags for $117 per person! Read more about our experience here. Tip: It’s an okay airline, but you do get what you pay for (Read: don’t expect too much!)  Hotels We used AwardMapper to find hotels in the area where we can use points to…

  • Ruby's Reads Non-Fiction Book Reviews

    Dollars and Sense Book Review by Dan Ariely

    Imagine a book that tells you all the wrong things that majority of people do with their money. Imagine that the daily discounts that you’re seeing in the stores are not really discounts at all, but they are there to trick you into thinking they’re discounted when they’re actually the normal price (Kohl’s, JC Penney, anyone?) Imagine that you’re buying a house and the builder is trying to tack on add-ons. Want a wooden floor? Sure, it’s only an additional $2,000 on your $500,000 house, and you think “what a deal!” Dollars and Sense Book Review by Dan Ariely & Jeff Kreisler These things are the irrational thoughts we think…

  • Spirit Airlines

    Spirit Airlines Review from a First-Timer

    Have you ever wondered what it will be like to go to a random destination and not look back?   One day as we were looking at Google Flights, Peter alerted me that a flight from Orlando (MCO) to Dallas via Spirit Airlines is around $80 round-trip.  With my philosophy, I asked: “Why not?” and we booked it the same day!