Ruby Escalona

Ruby is a financial wizard, who aims to be FI ASAP! While working on her full time job, she's busy doing side hustles like AirBnB-ing their room, travel hacking her way around the world, and freelance writing. On the little spare time she has, she travels, reads books, plans, writes, or hangs around with Rosie, her little fur-baby. You can visit her old website at Ruby Loves Adventure or follow her on Instagram , Twitter & Facebook.

Balancing Work, Life, and Hobbies

Balancing Work, Life, and Hobbies

Each and everyone of us has our own personalities, likes, and dislikes, each of us has our own path to forge in this crazy life we all live in. However, one stops to wonder: how can you go about balancing work, life, and hobbies. If you are on the path … Continue reading

Ireland Visa Application for Philippine Passports

Applying for Irish Visa

Another day, another drama, another chapter in my love/hate relationship with my Philippine passport. What started out as a great deal from the US to Ireland is giving me more of a headache than I could have ever imagined, and made me wish in part that I wasn’t going to … Continue reading

A Guide to Amelia and Cumberland Island

Guide to Amelia and Cumberland Island

The Sea Islands are a group of barrier islands that dot the South Carolina, Georgia and North Florida Coasts. These barrier islands have their own unique charm and history.  If you want to go on a longer trip, these islands can be paired with other big cities on the mainland, … Continue reading

Money Challenge Earning Passive Income for Basic Needs

Earning Passive Income for Basic Needs

As part of our financial independence goal, I kind of challenged myself to think more and more about how to earn more streams of passive and portfolio income so in the case that our earned income dries up, we’d have something to fall back on. The … Continue reading

A Guide to Havana Cuba From the USA

Peter and I both live in Florida, so when direct flights became available from Florida to Cuba, we both decided to make our bucket list dream come true by booking a trip. This article is based on our own personal experiences of visiting Havana, from booking our flights, to the … Continue reading

Costs, A Guide, and Travel Hacking Memphis Tennessee

Elvis Presley's Grave, Graceland, Memphis, Tennessee

Another impromptu trip which started with cheap airfare and led to a quick weekend adventure. As part of our travel hacking, weekend wanderer series, we explore Memphis, Tennessee. We detail how much we spent on our weekend, where we went, our recommendations and how we saved.

Costs, A … Continue reading

A Weekend at Camp Mustache Southeast 2017

A recap of what we've experienced on our weekend at Camp Mustache Southeast 2017 . Met Mr Money Mustache himself, and a lot of other interesting folks!

I have always been a frugal person, but it was actually my husband, Peter, who discovered personal finance blogs and introduced me to them. While he has long moved on and stopped reading them religiously, I picked up the habit and follow a few blogs, most notably Mr Money … Continue reading

Ruby’s Current Journey to Financial Independence

Financial Freedom

Ruby’s Current Journey To Financial Independence

After working full time for 7+ years in Manila (and a couple of months in the UK), I found myself in the USA without knowing anybody. I mostly left the Philippines because I was getting tired of working without really having much … Continue reading

Steps to Financial Freedom

Financial Freedom

As you know, Peter and I are trying to become Financially Free – which is to say, we want our passive and portfolio income to support our lifestyle of travel and day to day expenses. How, are we going to get there? Well, in this post, we try to provide … Continue reading