It’s that time of year again.  No, I don’t mean Christmas. I mean dusting off the transaction history for this past year from Personal Capital (link) and sifting through…(checking total amount of transactions)…2,097 transactions! Boy, what fun it is to calculate net income…yeah. It has certainly been an interesting year.  The first half of the year was largely focused on travel, and mid-way through the year, Peter changed jobs and work locations.  Let’s take a look at the numbers and then we’ll provide a summary of the good, bad, and ugly.  Please note that we will publish only the percentages of our expenses compared to our after-tax income (or disposable…