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Montego Bay Jamaica On A Budget
Montego Bay, Jamaica: known for being a tourist paradise located less than an hour and 40 minutes from Miami International. I never thought I would get here, but I did, thanks to points, miles, and taking advantage of various promotions. We try to break down how we managed to go to this wonderful place without spending a ton of money, and we’ll show you exactly how we did it so you can replicate it! Sounds good? Great. Let’s get started.
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2017 Budget Year In Review
It’s that time of year again. No, I don’t mean Christmas. I mean dusting off the transaction history for this past year from Personal Capital (link) and sifting through…(checking total amount of transactions)…2,097 transactions! Boy, what fun it is to calculate net income…yeah. It has certainly been an interesting year. The first half of the year was largely focused on travel, and mid-way through the year, Peter changed jobs and work locations. Let’s take a look at the numbers and then we’ll provide a summary of the good, bad, and ugly. Please note that we will publish only the percentages of our expenses compared to our after-tax income (or disposable…
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How we fund and afford our travels
People always ask us how we can afford to travel this much, and we try to make it as transparent as possible by posting our travel expenses on this blog. However, what they really don’t know is HOW we can afford to spend all that money on travel. Living in the USA, I’ve realized that it is a land of opportunity, and also a land of many temptations. In this country, the opportunities are endless: from travel hacking, mistake fares, and other ways to make extra cash and get discounted deals, we truly are spoiled for choice. However, despite the vast richness of the country, I keep hearing people…
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Buying vs Renting a House – Which One Is Better?
A battle that is debated continuously in the personal finance world. If you want a simple answer, it will depend on your situation right now. Here, we discuss some of the pros and cons of each and why we ultimately became homeowners ourselves. The perks of buying a house I mean it doesn’t even have to be a house-house. You can decide to live in a townhouse, or a condo, or even in a trailer or tiny house. Once you decide to buckle down and buy, there are a few things we considered such as: Cost of renting vs monthly mortgage payments Most people (like us) can’t afford to buy…
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The Happiness Fund
They say that money does not buy happiness - but what if it does, if only for a little while? What if you're at your wit's end and you just want something to take you out of your small spiral of sadness? A little bit of comfort, a little bit of sanity? Does it justify spending money?
